Fees

Fees and charges

Schedule of Maximum Fees and Charges as at 26 September 2019

Automatic Payment set-up Per Automatic Payment $5.00
Automatic Payment Alteration Per Alteration $5.00
Xmas Savings 1 Feb – 30 Nov Per Withdrawal $10.00
Bill Payment / Bank Transfer /Automatic Payment Transaction Per Transaction $0.35
Dormant Savings Account Per Account per 6 Months $5.00
Unsecured Personal Loan Establishment Fee plus cost of Credit Check Per Loan $70.00
Personal Loan secured with Company Super Establishment Fee plus cost of Credit Check Per Loan $70.00
Personal Loan Secured with Motor Vehicle Establishment Fee plus cost of Credit Check and security registration Per Loan $100.00
Payment dishonour fee Per dishonoured transaction $25.00
MasterCard – Card Issue Fee Per Card $12.00
MasterCard – Replacement Card Fee Per Card $15.00
MasterCard – Admin Fee (Monthly) Per Card $1.50
MasterCard – Cash Withdrawal Per Transaction $1.00
MasterCard – Enquiries and Declines Per Transaction $0.90
MasterCard – EFTPOS Transaction Per Transaction $0.35
MasterCard – Paypass (Tap&Go) Per Transaction $0.35
MasterCard – Overseas ATM Withdrawal Per Transaction $5.00
MasterCard – Overseas ATM Balance Enquiry Per Transaction $0.60
MasterCard – Overseas ATM Declined Transaction Per Transaction $0.60
MasterCard – Overseas Foreign Currency Fee Per Transaction 2.25% of NZ Charge
MasterCard – Overseas EFTPOS Transaction Per Transaction $0.35
The Credit Union charges a 1% commission on foreign currency purchased for members
(with $7.50 minimum charge)


Disclosure

Fisher & Paykel Credit Union deposits are unrated shares secured by a first ranking registered Trust Deed. A current Product Disclosure and other disclosure are available here or on request.

Fisher & Paykel Credit Union is a licensed Non-Bank Taker, licensed by the Reserve Bank of New Zealand under Section 14 of the Non-Bank Deposit Takers Act 2013.

Fisher & Paykel Credit Union is proud to be a Credit Union and not a registered bank.